ADOPTION OF REWARD-BASED CROWDFUNDING IN THE DIGITAL ERA: EXAMINING THE ROLES OF USER PERCEPTIONS, TECHNOLOGY READINESS, TRUST, AND FINANCIAL LITERACY. Kashf Journal of Multidisciplinary Research, [S. l.], v. 2, n. 07, p. 1–16, 2025. DOI: 10.71146/kjmr554. Disponível em: https://kjmr.com.pk/kjmr/article/view/554. Acesso em: 23 aug. 2025.